Check health/instrument insurance rates for members with organizations such as:

• American Federation of Musicians: www.afm.org
• ASCAP: www.ascap.org
• Chamber Music America: www.chamber-music.org
• Early Music America: www.earlymusic.org
• Music Teachers National Association: www.mtna.org
• Percussive Arts Society: www.pas.org
• The alumni office of your alma mater